Utah Rental Cash Flow Calculator

Utah Single-Family Rental Cash Flow Calculator

Estimates monthly cash flow from rent minus PITI + operating expenses. Maintenance + vacancy reserve is fixed at 10% of gross rent. Utah property tax and insurance are auto-estimated but you can override them.

Property & Financing

Purchase price

Down payment type

Down payment (%)

Down payment ($)

Interest rate (APR %)

Loan term (years)

Closing costs (one-time)

Initial repairs / rehab (one-time)

Other monthly income (laundry, etc.)

Income

Estimated monthly rent

Maintenance + vacancy reserve

Fixed at 10% of gross rent

Operating Expenses

HOA (monthly)

Utilities paid by landlord (monthly)

Other expenses (monthly)

Property management

Management (% of rent)

Taxes & Insurance (auto-estimated for Utah)

Auto-estimate property tax Property tax rate (% of value per year)

Auto-estimate insurance Insurance estimate (% of value per year)

Notes:

Mortgage payment includes principal + interest. Taxes/insurance are added to show a PITI-style total.
Cash-on-cash return uses: (annual cash flow) / (down payment + closing costs + rehab).

Results

Monthly cash flow

Cash-on-cash return (annual)

Monthly PITI (est.)

DSCR (NOI / PI)

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Breakdown (monthly)	Amount